Empowering High-Risk Businesses with Reliable Payment Processing
Since 2015, KeraPay has been the trusted payment processing partner for businesses that traditional processors won't touch. We believe every legitimate business deserves access to professional financial services.
Our Story
KeraPay was founded by payment industry veterans who witnessed firsthand how legitimate businesses in certain industries were being denied access to basic payment processing services. We saw CBD companies, kratom vendors, firearms dealers, and other legal businesses struggling to find reliable payment partners.
We knew there had to be a better way. By combining deep industry knowledge, strong banking relationships, and advanced risk management technology, we created a payment processing company specifically designed to serve high-risk industries.
Today, we're proud to be the payment processing partner of choice for over 10,000 high-risk businesses across 180+ countries. Our mission remains the same: to provide reliable, transparent, and affordable payment processing to businesses that need it most.
Merchants Served
Processed Annually
Countries Supported
Support Available
Our Mission
To democratize access to payment processing by providing reliable, compliant, and affordable merchant accounts to businesses in high-risk industries, enabling them to grow and thrive in the digital economy.
Our Values
These core values guide everything we do at KeraPay, from how we serve our clients to how we build our technology.
Trust & Security
We prioritize the security of every transaction with bank-level encryption and PCI DSS Level 1 compliance.
Client Success
Your success is our success. We provide dedicated support and tailored solutions for every client.
Industry Expertise
Deep understanding of high-risk industries allows us to provide specialized solutions that work.
Reliability
99.9% uptime and stable banking relationships ensure your payments are always processed.
Innovation
Cutting-edge technology and continuous improvement keep you ahead of the competition.
Speed
Fast approvals, quick integrations, and rapid support response times keep your business moving.
What Sets KeraPay Apart
Industry Specialization
Unlike general payment processors that treat high-risk businesses as an afterthought, we specialize exclusively in high-risk industries. This focus allows us to provide better rates, faster approvals, and more stable accounts than our competitors.
Direct Banking Relationships
We maintain direct relationships with banks that understand and support high-risk businesses. This means your account won't be suddenly terminated due to industry discrimination or changing bank policies.
Transparent Pricing
No hidden fees, no surprise charges, no bait-and-switch tactics. We believe in honest, transparent pricing that lets you accurately forecast your payment processing costs.
Advanced Risk Management
Our proprietary risk management system uses machine learning to prevent fraud and reduce chargebacks while maintaining high approval rates for legitimate transactions.
24/7 Expert Support
Our support team consists of payment processing experts who understand high-risk industries. Available 24/7 via phone, email, and chat, we're always here when you need us.
Our Commitment to Compliance
We maintain the highest standards of compliance and security to protect your business and your customers.
Highest level of payment security
Security & availability certified
Information security management
Data protection standards
Industries We're Proud to Serve
We believe every legal business deserves access to payment processing, regardless of industry stigma or regulatory complexity. We're proud to serve businesses in:
- CBD and Hemp Products
- Kratom and Botanicals
- Firearms and Ammunition
- Vape and E-cigarettes
- Nutraceuticals and Supplements
- Travel and Tourism
- Telehealth and Telemedicine
- MLM and Network Marketing
- International E-commerce
- And Many More
Ready to Partner with KeraPay?
Join thousands of high-risk businesses that trust KeraPay for their payment processing needs. Experience the difference of working with a partner who understands your industry and fights for your success.