Powerful Subscription Billing for High-Risk Businesses

Managing recurring payments for high-risk businesses requires specialized tools that go beyond basic subscription billing. Our platform is built specifically for high-risk merchants who need reliable recurring payment processing, intelligent dunning management, and comprehensive subscription lifecycle management to maximize revenue and minimize churn.

Complete Subscription Lifecycle Management

From initial signup to renewal and retention, our subscription billing platform manages every aspect of the customer lifecycle:

Flexible Onboarding: Support free trials, paid trials, freemium models, and setup fees with customizable trial periods and conversion flows.
Automated Billing: Process recurring payments automatically on any schedule - daily, weekly, monthly, quarterly, or annually.
Smart Payment Retry: Failed payments are automatically retried using machine learning to determine optimal retry times.
Proactive Communication: Automated emails for upcoming charges, payment failures, and card expirations keep customers informed.
Easy Modifications: Customers can upgrade, downgrade, pause, or cancel subscriptions through a self-service portal.

Advanced Dunning Management

Involuntary churn from failed payments is a major revenue killer for subscription businesses. Our intelligent dunning management system recovers up to 40% of failed payments:

Pre-Dunning Prevention

Card expiration reminders sent before payment failures occur
Account updater services automatically update expired card details
Risk scoring identifies at-risk subscriptions before they fail
Proactive outreach to high-value customers approaching renewal

Smart Retry Strategy

Machine learning optimizes retry timing based on decline reasons
Different retry schedules for soft vs hard declines
Intelligent retry limits prevent excessive attempts
Alternative payment method attempts when primary fails

Customer Recovery Campaigns

Customizable email sequences for different failure scenarios
In-app notifications and SMS alerts for urgent updates
One-click payment update links reduce friction
Win-back campaigns for cancelled subscribers

Flexible Billing Models for Every Business

Our platform supports every subscription billing model, with the flexibility to combine multiple approaches:

Fixed Recurring Billing

Standard subscription model with fixed amounts charged on regular intervals. Perfect for SaaS, membership sites, and box subscriptions.

Usage-Based Billing

Charge based on consumption with metered billing for API calls, data usage, or transaction volumes. Includes overage handling and usage alerts.

Tiered & Volume Pricing

Multiple pricing tiers with feature differentiation. Volume discounts automatically applied based on usage thresholds.

Hybrid Models

Combine base subscriptions with usage charges, one-time fees, and add-ons for maximum flexibility and revenue optimization.

Industry-Specific Subscription Features

High-risk industries have unique subscription billing requirements. Our platform includes specialized features for your industry:

CBD & Nutraceuticals: Subscription boxes with flexible shipping schedules and product rotation options
Digital Services: Instant access provisioning and automated account suspension for failed payments
Coaching & Consulting: Session-based billing with rollover credits and package management
Membership Sites: Multiple membership tiers with content access control and member benefits tracking
SaaS Platforms: Seat-based pricing, feature add-ons, and enterprise billing capabilities

Customer Self-Service Portal

Reduce support costs and improve customer satisfaction with a comprehensive self-service portal:

View and download invoices and payment history
Update payment methods and billing information
Change subscription plans and add-ons
Pause, resume, or cancel subscriptions
Manage multiple subscriptions from one account
Set payment preferences and notification settings

Subscription Analytics & Reporting

Make data-driven decisions with comprehensive subscription metrics and reporting:

Revenue Metrics

Monthly Recurring Revenue (MRR)
Annual Recurring Revenue (ARR)
Average Revenue Per User (ARPU)
Customer Lifetime Value (CLV)
Revenue growth and cohort analysis

Subscription Metrics

Churn rate and retention analysis
Trial conversion rates
Upgrade/downgrade patterns
Payment failure and recovery rates
Subscription lifecycle funnel

Compliance & Security for Recurring Billing

High-risk subscription billing requires extra attention to compliance and security:

PCI DSS Level 1: Highest level of payment security certification
Tokenization: Secure storage of payment methods without handling raw card data
SCA Compliance: Support for Strong Customer Authentication requirements
Clear Billing Descriptors: Reduce chargebacks with recognizable transaction descriptions
Consent Management: Documented customer consent for recurring charges
Regulatory Compliance: Meet requirements for subscription billing regulations

Integration & Developer Tools

Easy integration with your existing systems and workflows:

RESTful APIs for complete subscription management
Webhooks for real-time event notifications
Pre-built integrations with popular platforms
JavaScript libraries for checkout and portal embedding
Sandbox environment for testing
Comprehensive API documentation and SDKs

Why Choose KeraPay for Subscription Billing?

KeraPay's subscription billing platform is purpose-built for high-risk merchants who need reliable recurring payment processing:

98% Payment Success Rate: Industry-leading approval rates for recurring transactions
40% Recovery Rate: Advanced dunning recovers failed payments automatically
No Setup Fees: Start processing subscriptions immediately with no upfront costs
Unlimited Subscribers: No limits on subscriber counts or transaction volumes
24/7 Support: Dedicated support team specializing in subscription businesses
High-Risk Expertise: Years of experience with challenging subscription verticals

Subscription Billing