Virtual Terminal
Process payments from anywhere with our secure web-based virtual terminal. No hardware required.
Secure Virtual Terminal for High-Risk Businesses
Our virtual terminal transforms any internet-connected device into a powerful payment processing terminal. Perfect for businesses that take orders over the phone, process mail orders, or need to accept payments on the go. No hardware required - just log in and start processing payments immediately with enterprise-grade security and fraud protection.
What is a Virtual Terminal?
A virtual terminal is a web-based application that allows merchants to process credit card payments without a physical card reader. It's ideal for:
- Phone orders (MOTO - Mail Order/Telephone Order)
- Invoice payments and billing
- Service businesses working in the field
- Trade shows and events
- B2B transactions
- Backup payment processing
Key Features of Our Virtual Terminal
Universal Device Compatibility
Access your virtual terminal from any device with an internet connection:
- Desktop computers and laptops
- Tablets (iPad, Android tablets)
- Smartphones (iPhone, Android)
- No app downloads or installations required
- Works with all major browsers
Advanced Security Features
Enterprise-grade security protects every transaction:
- PCI DSS Level 1 compliant
- SSL encryption for all data transmission
- Tokenization of card data
- Two-factor authentication
- IP address restrictions
- User permission controls
Virtual Terminal Use Cases
Phone Order Processing
Take orders over the phone and process payments in real-time while speaking with customers. Perfect for call centers, customer service teams, and sales departments.
Invoice and Bill Payment
Process invoice payments quickly when customers call to pay their bills. Send email receipts automatically and update your accounting system.
Field Services
Service professionals can process payments on-site using a tablet or smartphone. No need for expensive mobile card readers or specialized equipment.
Trade Shows and Events
Accept payments at temporary locations without setting up merchant hardware. Process transactions using any device with internet access.
Transaction Processing Features
Quick Entry Mode
- Streamlined interface for fast transaction processing
- Auto-formatting of card numbers and expiration dates
- Real-time validation to prevent entry errors
- Support for all major card types
- CVV/CVC verification for added security
Customer Management
- Securely save customer payment information
- Create customer profiles with contact details
- View transaction history by customer
- Process repeat transactions with one click
- Export customer data for marketing
Batch Processing
- Upload CSV files with multiple transactions
- Process hundreds of payments at once
- Automatic error handling and reporting
- Schedule batch processing for specific times
- Download results and reconciliation reports
Industry-Specific Virtual Terminal Features
Our virtual terminal includes specialized features for high-risk industries:
- CBD & Nutraceuticals: Age verification prompts and compliance fields for regulated products
- Travel & Tourism: Future dated transactions for bookings and deposits
- B2B Services: Purchase order fields and net terms options
- Professional Services: Partial payment and installment plan support
- E-commerce Backup: Manual processing when online systems are down
Reporting and Analytics
Comprehensive reporting tools give you complete visibility into your payment processing:
Transaction Reports
- Real-time transaction logs
- Daily batch summaries
- Settlement reports
- Refund and void tracking
- Failed transaction analysis
Business Analytics
- Sales trends and patterns
- Average transaction values
- Payment method breakdown
- User activity reports
- Custom report builder
User Management and Permissions
Control access and permissions for your team members:
- Create unlimited user accounts
- Role-based access control
- Transaction limits by user
- Audit logs for all activities
- Require approval for refunds
- Restrict access by IP address
Integration Capabilities
Our virtual terminal integrates seamlessly with your existing business systems:
- Accounting Software: QuickBooks, Xero, Sage integration
- CRM Systems: Salesforce, HubSpot, Zoho connectivity
- ERP Platforms: SAP, Oracle, Microsoft Dynamics support
- Email Marketing: Automatic customer list updates
- Webhooks: Real-time notifications to your systems
- API Access: Programmatic transaction submission
Mobile Optimization
Our virtual terminal is fully optimized for mobile devices:
- Responsive design adapts to any screen size
- Touch-optimized interface for tablets
- Mobile-specific features like camera card scanning
- Offline mode with automatic sync when connected
- Native app feel without installation
Why Choose KeraPay's Virtual Terminal?
KeraPay's virtual terminal is designed specifically for high-risk businesses that need reliable, secure payment processing:
- No Setup Fees: Start processing immediately with no upfront costs
- No Monthly Fees: Pay only for transactions you process
- 99.9% Uptime: Reliable cloud infrastructure ensures availability
- Instant Approval: Begin processing as soon as your account is approved
- 24/7 Support: Expert help available whenever you need it
- High-Risk Expertise: Specialized features for challenging industries
Key Features
Web-Based Access
Access your virtual terminal from any browser on desktop, tablet, or mobile devices.
Quick Key Entry
Fast manual entry for card details with auto-formatting and validation.
Customer Database
Save customer information securely for faster repeat transactions.
Batch Processing
Process multiple transactions at once with CSV upload capabilities.
Email Receipts
Automatically send professional receipts to customers after each transaction.
Related Solutions
Get approved for virtual terminal in just 24 hours.